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Redefining Home Ownership: Real Estate Mortgages Tailored to Your Ambitions

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

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Buying a home can be overwhelming. There are so many financing options

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Permanent Rental 30 Program

Get 30-year fixed, 5/1, or 10/1 loan options with interest-only payments available. Finance up to 90% LTV, with no payments for the first year.
Loan amounts range from $35K to $2M, with rates as low as 5.55% and buy-downs available. Eligible for purchases, rate/term refinances, and cash-outs with no ownership seasoning.
Qualify using rental property income, with credit scores as low as 500. No prepayment penalties, and close in just 15 days. Full or current appraisals accepted.

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Premier Ground-Up Construction Loan

Financing for 1-4 unit residential investments with 80% LTV of the After-Constructed Value. Rates range from 7-12% (interest-only) with terms up to 24 months and no prepayment penalty.
Requires bank statements to show income cash flow and a minimum 550 credit score, but partners can be added to an LLC for credit or experience. No down payment required, but must own or purchase property with cash and lay a foundation slab or build up. Foundation and lot costs may be refunded.

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Bridge Loan

Short-term financing from $30K to $10M with up to 85% LTV for purchases, refinancing, cash-outs, renovations, construction, and land loans.
Rates start at 6.5% with interest-only payments. Available to foreign nationals, with no minimum credit score and support for distressed locations.
Backed by collateral-based underwriting, terms range from 1 to 3 years, with closings in as little as 1-3 weeks.

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Fix & Flip

Finance up to 100% of purchase and rehab costs with 85% ARV, and rates starting at 5.55%. Loan amounts range from $30K to $2M, with a minimum property value of $30K for 1-6 unit residential investments.
Enjoy interest-only payments, no fund sourcing requirements, and the ability to finance multiple properties. Get commitments in 2 days, streamlined closings, and no experience required. Exit options include selling or in-house refinancing.

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Refinancing

Get competitive rates starting at 5%, with terms from 6 months to 30 years and loan amounts from $20K to $5M. Available for investor and owner-occupied properties, with LTVs up to 90% and 100% rehab cost coverage.
We offer 100% financing up to 85% ARV for various property types, including multi-family (5+), mixed-use, retail, industrial, and more. Income verification is based on cash flow, with no seasoning options available.
Enjoy unlimited cash-out refinancing and funding in as little as 5 days for a fast, flexible lending solution.

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Private Money Loan

Flexible financing for commercial and residential investment properties with no minimum credit score required. Get up to 85% LTV, with terms from 1 to 25 years and rates starting at 5%.
Enjoy interest-only payments, no prepayment penalties, no seasoning requirements, and quick closings in 10 days or less. Listed properties qualify, and no appraisal options are available for a hassle-free process.

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We help All people to find their best and dream house from ANS Lending

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

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With a rich history spanning decades, our company has become a symbol of excellence in the real estate development community.

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